My wife and I are planning to finally sit down, go through all our spending, put it all in a budget, and actually find out where the money goes. I know there's a bunch of potential ways to do this, but I'm trying to figure out what's the best one for what we're looking for.
What I'd like is something that lets us automatically import all the money in and out, and get it into categories, either automatically or manually after the fact. We'd also need to be able to annotate or tag things, mainly to handle all the stuff that comes from Amazon, since it probably just appears as "Amazon purchase" on the credit card bill.
We've got all our money going into and out of three main accounts, and we mainly use two credit cards, plus one other credit account for a car loan. We're really looking for something where we don't have to add transactions as we go along, though something where I can do some kind of manual bulk import once a week/month would be okay too.
I know in the past, You Need A Budget was popular, and I even bought it back when it was on a Steam sale years ago, I just never set it up. I know they've gone to some kind of subscription model now, so I don't know if that's better or worse. Mint is also a thing I know is around. Of course, the other option is to just do it in a spreadsheet. What have people had good luck with using?