Identity Theft and You
Has anyone here had any experience with having their personal information stolen and used to open fraudulent credit card accounts? Earlier this week I received 2 credit card application rejections in the mail for cards I had never applied for. I immediately contacted the card companies and let them know what was happening. I also called the FTC ID Theft hotline to report the issue and the three main credit bureaus to put an alert on my file. Today I got an approved card in the mail from Macy's, and when I called to cancel it, the representative from their fraud prevention dept. was very helpful. She let me know that the person had already come in to a store and used the card once to purchase $40 worth of stemware (really? stemware? I don't even...), and had tried to use it again but was red flagged. It doesn't strike me as very smart to show up in person to use a fraudulent credit card, but that's apparently what they did. The fraud prevention officer was even able to give me the location of the store on 813 Dulaney Valley Rd in Towson MD. From what I've read of Paleocon's exploits, Maryland is quite the hive of scum and villainy so I'm not really surprised.
Anyway, does anyone have any experience with this sort of thing that could give me some pointers? I'm expecting a few more card letters in the mail, as I imagine several attempts were made before I became aware of the situation and was able to flag my credit.