On how we deal with Mental Illness

Jonman wrote:
Farscry wrote:

The short version is that even as a gainfully employed adult in full-time salaried positions, I have been unpleasantly surprised to discover how little coverage the typical health plan provides for anything related to mental health or well-being. If you can't afford some high out-of-pocket costs, you're pretty much not going to get much in the way of care.

And that's if you have insurance.

I'm currently watching friends who are drifting down sh*t Creek without a paddle, spiraling downward into depression with precious little hope of treatment, thanks to no insurance, and nowhere near enough money to pay out-of-pocket for treatment.

The flip side of that argument is precisely why I feel stuck in my job. My wife is bipolar, and I'm simply not willing to quit my job and, for instance, start my own business, because the mental healthcare that my employer-provided insurance pays for is what's keeping our lives functional and happy.

I am in the same situation.

Edwin wrote:
Jonman wrote:
Farscry wrote:

The short version is that even as a gainfully employed adult in full-time salaried positions, I have been unpleasantly surprised to discover how little coverage the typical health plan provides for anything related to mental health or well-being. If you can't afford some high out-of-pocket costs, you're pretty much not going to get much in the way of care.

And that's if you have insurance.

I'm currently watching friends who are drifting down sh*t Creek without a paddle, spiraling downward into depression with precious little hope of treatment, thanks to no insurance, and nowhere near enough money to pay out-of-pocket for treatment.

The flip side of that argument is precisely why I feel stuck in my job. My wife is bipolar, and I'm simply not willing to quit my job and, for instance, start my own business, because the mental healthcare that my employer-provided insurance pays for is what's keeping our lives functional and happy.

I am in the same situation.

You mean clover is bipolar?!??!

Yep. Don't worry, it's not from the Russian side of the family

clover wrote:

Yep. Don't worry, it's not from the Russian side of the family ;)

I'm having a hard time picturing Russian mania.

wordsmythe wrote:
clover wrote:

Yep. Don't worry, it's not from the Russian side of the family ;)

I'm having a hard time picturing Russian mania.

Something along these lines:

IMAGE(http://4.bp.blogspot.com/_bsqAK2lJ_oQ/TFEDfywpTMI/AAAAAAAAAB8/8e68XGCqOaY/s1600/Raskolnikov.jpg)

I had health insurance provided through work. It worked out 4 times more expensive and infinitely more complicated to get a therapist covered by my policy than it was to just find one on my own and pay out of my own pocket.

Frankly there's something fundamentally evil about a company that's supposed to be helping you with mental health problems who makes the process as demoralizing as possible. It's like an occupational therapist setting up office on the 15th floor of a building with no elevator.